VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 29 — Basements

va-m26-7-ch12-t29

VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 29 — Basements.

Get this register: .xlsx .csv Full text PDF More bundles →

source:
  type: guide
  id: va-m26-7-ch12-t29
  authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 29 — Basements
  description: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 29 — Basements.
  coverage_tier: operative
  effective_date: '2019-03-28'
obligations:
  - id: va-m26-7-ch12-t29-full
    canonical_id: va-m26-7-ch12-t29-full
    section: VA Pamphlet 26-7, Chapter 12 (Minimum Property Requirement), Topic 29 — Basements
    description: • This chapter has been revised in its entirety. a. Dampness or Structural Problems The appraiser must report any dampness, or obvious structural problems that might affect the health and safety of occupants or the soundness of the structure. b. Sump Pump If a sump pump is present, the appraiser must recommend repair if it is not hard-wired by an acceptable wiring method or equipped with a factory electrical cord tha
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - va
      - va-pamphlet-26-7
      - section-complete
      - full-text-rebuild
    primary_source:
      tier: 1
      authority: VA Pamphlet 26-7, Chapter 12 (Minimum Property Requirement), Topic 29 — Basements
      source_class: va-handbook
      source_url: https://www.benefits.va.gov/warms/pam26_7.asp
      snapshot_id: 824171a914866a59
      fetched_at: '2026-05-23T01:53:53Z'
      content_hash: sha256:71efd8bb39bb5596ad194f1b13e6f979cfa1afbf5566e897e26836fc1ab0429e
      paragraph_quote: • This chapter has been revised in its entirety. a. Dampness or Structural Problems The appraiser must report any dampness, or obvious structural problems that might affect the health and safety of occupants or the soundness of the structure. b. Sump Pump If a sump pump is present, the appraiser must recommend repair if it is not hard-wired by an acceptable wiring method or equipped with a factory electrical cord that is connected to a suitable receptacle.
      drafter_attestation: Verbatim from VA Pamphlet 26-7, snapshot 824171a914866a59; substring-verified (raw projection) on 2026-08-22.
      verbatim_gate: raw
      effective_date: '2019-03-28'
      effective_date_source: va-change-date-own
    effective_date: '2019-03-28'

Verbatim regulatory text (1)

Verbatim provisions from VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 29 — Basements — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

VA Pamphlet 26-7, Chapter 12 (Minimum Property Requirement), Topic 29 — Basements

Effective 2019-03-28 · VA Change Date for this topic

• This chapter has been revised in its entirety. a. Dampness or Structural Problems The appraiser must report any dampness, or obvious structural problems that might affect the health and safety of occupants or the soundness of the structure. b. Sump Pump If a sump pump is present, the appraiser must recommend repair if it is not hard-wired by an acceptable wiring method or equipped with a factory electrical cord that is connected to a suitable receptacle.

Source: VA Pamphlet 26-7, Chapter 12 (Minimum Property Requirement), Topic 29 — Basements · source URL · snapshot 824171a914866a59

Did an assistant just answer a VA question for you? Retired VA chapter text stays online for years. An assistant will blend a superseded topic with a live one and cite neither. This page is the operative text, with its effective date.

Check the answer, or check a whole file. Paste into ChatGPT or Claude:

1. Read https://claudeforcompliance.com/qc/va-m26-7-ch12-t29 — the verbatim text of this section with its effective date. Tell me whether the answer you just gave me still matches it. Quote the operative text and its effective date, and flag anything you said that it does not support.

2. Then, if I upload my VA loan file, fetch https://claudeforcompliance.com/skills/va-loan-qc/SKILL.md and run a pre-fund QC check against it.

Your loan file never leaves your own AI session. VA loan QC skill

Operationalizing VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 29 — Basements

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

To work from the whole rulebook rather than this one page: download the corpus — every register on this site, verbatim, each with its source snapshot and effective date — then follow the methodology. It asks your assistant to answer only from the downloaded text, cite the register id and effective date it used, and tell you when the corpus does not cover something instead of filling the gap from memory. Running it locally also means no one sees which regulations you are looking at.

Source of record: https://claudeforcompliance.com/regs/va-m26-7-ch12-t29/ · register va-m26-7-ch12-t29 · Claude for Compliance. Free to read and download; see regulatory updates and methodology.