VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 27 — Attics

va-m26-7-ch12-t27

VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 27 — Attics.

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source:
  type: guide
  id: va-m26-7-ch12-t27
  authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 27 — Attics
  description: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 27 — Attics.
  coverage_tier: operative
  effective_date: '2019-03-28'
obligations:
  - id: va-m26-7-ch12-t27-full
    canonical_id: va-m26-7-ch12-t27-full
    section: VA Pamphlet 26-7, Chapter 12 (Minimum Property Requirement), Topic 27 — Attics
    description: • This chapter has been revised in its entirety. a. Appraiser Expectations Fee appraisers must view the interior of readily accessible attic spaces. The appraiser is not required to climb into the attic. The appraiser is not required to move insulation or personal items that may hinder visibility. If there is no scuttle or other access to the attic, there is no requirement to provide access. b. Deficient Conditions I
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    primary_source:
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      authority: VA Pamphlet 26-7, Chapter 12 (Minimum Property Requirement), Topic 27 — Attics
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      paragraph_quote: • This chapter has been revised in its entirety. a. Appraiser Expectations Fee appraisers must view the interior of readily accessible attic spaces. The appraiser is not required to climb into the attic. The appraiser is not required to move insulation or personal items that may hinder visibility. If there is no scuttle or other access to the attic, there is no requirement to provide access. b. Deficient Conditions If a deficient condition (for example, a water-stained ceiling or insufficient ventilation) is apparent, the appraiser must prepare the appraisal subject to the repair.
      drafter_attestation: Verbatim from VA Pamphlet 26-7, snapshot 824171a914866a59; substring-verified (raw projection) on 2026-08-22.
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      effective_date: '2019-03-28'
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    effective_date: '2019-03-28'

Verbatim regulatory text (1)

Verbatim provisions from VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 27 — Attics — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

VA Pamphlet 26-7, Chapter 12 (Minimum Property Requirement), Topic 27 — Attics

Effective 2019-03-28 · VA Change Date for this topic

• This chapter has been revised in its entirety. a. Appraiser Expectations Fee appraisers must view the interior of readily accessible attic spaces. The appraiser is not required to climb into the attic. The appraiser is not required to move insulation or personal items that may hinder visibility. If there is no scuttle or other access to the attic, there is no requirement to provide access. b. Deficient Conditions If a deficient condition (for example, a water-stained ceiling or insufficient ventilation) is apparent, the appraiser must prepare the appraisal subject to the repair.

Source: VA Pamphlet 26-7, Chapter 12 (Minimum Property Requirement), Topic 27 — Attics · source URL · snapshot 824171a914866a59

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Operationalizing VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 27 — Attics

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