Freddie Mac Single-Family Seller/Servicer Guide 5703.5 — Eligible and ineligible Mortgages for Mortgages secured by Manufactured Homes
Freddie Mac Single-Family Seller/Servicer Guide section 5703.5 — Eligible and ineligible Mortgages for Mortgages secured by Manufactured Homes. Full verbatim section text, substring-verified against snapshot 5869ee9e606cd4ae.
Verbatim regulatory text
Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 5703.5 — Eligible and ineligible Mortgages for Mortgages secured by Manufactured Homes — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
Freddie Mac Single-Family Seller/Servicer Guide 5703.5 — Eligible and ineligible Mortgages for Mortgages secured by Manufactured Homes
This section contains requirements related to: ■ Eligible Mortgages ■ Ineligible Mortgages ■ Mortgages secured by Manufactured Homes with Affordable Seconds® (a) Eligible Mortgages A Mortgage secured by a Manufactured Home must be one of the following Mortgage Products: ■ Fully amortizing fixed-rate Mortgage ■ 7/6-Month or 10/6-Month ARM (b) Ineligible Mortgages A Mortgage secured by a Manufactured Home must not be any of the following Mortgage types: ■ An ARM, other than those listed above in Section 5703.5(a) ■ HomeOne® Mortgage, unless the Manufactured Home is a CHOICEHome® ■ Investment Property Mortgage ■ Mortgage secured by a unit in a Cooperative Project ■ Seller-Owned Converted Mortgage ■ Seller-Owned Modified Mortgage (c) Mortgages secured by Manufactured Homes with Affordable Seconds Mortgages secured by Manufactured Homes may be originated with Affordable Seconds, if it is a Home Possible® Mortgage that meets the requirements in Chapter 4501 and is secured by a 1-unit Primary Residence.
Freddie Mac Single-Family Seller/Servicer Guide 5703.5 — Eligible and ineligible Mortgages for Mortgages secured by Manufactured Homes — PENDING VERSION, takes effect 2026-11-09
Not yet in force. This is the pending version of the section, which takes effect 2026-11-09. The other version on this page governs until then.
This section contains requirements related to: ■ Eligible Mortgages ■ Ineligible Mortgages ■ Mortgages secured by Manufactured Homes with Affordable Seconds® (a) Eligible Mortgages A Mortgage secured by a Manufactured Home must be one of the following Mortgage Products: ■ Fully amortizing fixed-rate Mortgage ■ 7/6-Month or 10/6-Month ARM (b) Ineligible Mortgages A Mortgage secured by a Manufactured Home must not be any of the following Mortgage types: ■ An ARM, other than those listed above in Section 5703.5(a) ■ HomeOne® Mortgage, unless the Manufactured Home is a CHOICEHome® ■ Investment Property Mortgage ■ Mortgage secured by a unit in a Cooperative Project ■ Seller-Owned Converted Mortgage (c) Mortgages secured by Manufactured Homes with Affordable Seconds Mortgages secured by Manufactured Homes may be originated with Affordable Seconds, if it is a Home Possible® Mortgage that meets the requirements in Chapter 4501 and is secured by a 1-unit Primary Residence.
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Source of record: https://claudeforcompliance.com/regs/fhlmc-5703-5/
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