SUPERSEDED — prior version (Guide as of Bulletin 2026-11, published August 12, 2026) — Freddie Mac Single-Family Seller/Servicer Guide 5703.5 — Eligible and ineligible Mortgages for Mortgages secured by Manufactured Homes

fhlmc-5703-5-superseded-2026-10

SUPERSEDED — this is the PRIOR text of Freddie Mac Guide Section 5703.5 (Eligible and ineligible Mortgages for Mortgages secured by Manufactured Homes), dated 06/03/26, as published in the Guide as of Bulletin 2026-11 (August 12, 2026). Freddie Mac changed this section: the Guide as of Bulletin 2026-13 (October 7, 2026) carries a revised text (Bulletin 2026-12 (September 2, 2026) and Bulletin 2026-13 (October 7, 2026) and Bulletin 2026-13 (November 9, 2026)). Retained because a loan or exam period governed by the earlier text needs the version in force at the time.

Superseded — retained for reference. The operative requirements have moved to the current rule (see the description above).

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Verbatim regulatory text (1)

Verbatim provisions from SUPERSEDED — prior version (Guide as of Bulletin 2026-11, published August 12, 2026) — Freddie Mac Single-Family Seller/Servicer Guide 5703.5 — Eligible and ineligible Mortgages for Mortgages secured by Manufactured Homes — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

[SUPERSEDED] Freddie Mac Single-Family Seller/Servicer Guide 5703.5 — Eligible and ineligible Mortgages for Mortgages secured by Manufactured Homes

Effective 2026-06-03 · Freddie Mac's stamp for this section

This section contains requirements related to: ■ Eligible Mortgages ■ Ineligible Mortgages ■ Mortgages secured by Manufactured Homes with Affordable Seconds® (a) Eligible Mortgages A Mortgage secured by a Manufactured Home must be one of the following Mortgage Products: ■ Fully amortizing fixed-rate Mortgage ■ 7/6-Month or 10/6-Month ARM (b) Ineligible Mortgages A Mortgage secured by a Manufactured Home must not be any of the following Mortgage types: ■ An ARM, other than those listed above in Section 5703.5(a) ■ Community Land Trust Mortgage, unless the Manufactured Home is a CHOICEHome® ■ HomeOne® Mortgage, unless the Manufactured Home is a CHOICEHome ■ Investment Property Mortgage ■ Mortgage secured by a unit in a Cooperative Project ■ Mortgage secured by a property subject to income-based resale restrictions, unless the Manufactured Home is a CHOICEHome ■ Mortgage securing a Manufactured Home that was moved from its original site and was previously occupied or installed on a permanent foundation ■ Seller-Owned Converted Mortgage ■ Seller-Owned Modified Mortgage (c) Mortgages secured by Manufactured Homes with Affordable Seconds Mortgages secured by Manufactured Homes may be originated with Affordable Seconds, if it is a Home Possible® Mortgage that meets the requirements in Chapter 4501 and is secured by a 1-unit Primary Residence.

Source: Freddie Mac Single-Family Seller/Servicer Guide 5703.5 — Eligible and ineligible Mortgages for Mortgages secured by Manufactured Homes · source URL · snapshot 4c94f67729042dd6

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Source of record: https://claudeforcompliance.com/regs/fhlmc-5703-5-superseded-2026-10/ · register fhlmc-5703-5-superseded-2026-10 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.