This kit brings your USDA guaranteed origination P&Ps current with USDA SFHGLP - Delegated Authority Final Rule. It ships the regulation as a machine-readable, source-verified file - every row is the exact regulator text - so the AI grounds its gap analysis in the rule itself, not a paraphrase.
USDA SFHGLP - Delegated Authority Final Rule
Chat mode — Open a new chat, upload your P&P and the machine-readable regulation in this kit. Copy and paste the prompt below and AI does the labor-intensive comparison: where the rule changed, where your P&P is stale or in standing conflict, and the redlines to fix it.
📎 Download & attach
Download these from the corpus and attach them into the prompts as each step says.
- Download the machine-readable regulation (attach to the prompt): USDA SFHGLP - Delegated Authority Final Rule — One CSV: every section of the regulation with the exact regulator text and its source snapshot. Download it once and attach it to the prompt below - that's the only regulation file you need.
1 - Gap analysis: your P&Ps vs this regulation
The whole analysis in one prompt. Upload the machine-readable regulation CSV plus your P&P document(s), paste this, and it produces the full gap analysis with a built-in self-check.
You are a mortgage compliance analyst. I have given you two things: (1) USDA SFHGLP - Delegated Authority Final Rule - a machine-readable file where each row is a section of the regulation with the EXACT regulator text and its source; and (2) my firm's USDA guaranteed origination P&P document(s). Using ONLY the provided regulation text, produce a gap analysis of my P&P against this regulation: PASS 1 - What the regulation requires: list each operative requirement, quoting the verbatim regulation text with its section. PASS 2 - Where my P&P is non-conforming: go clause by clause through my P&P and flag a clause when it (i) restates a requirement the regulation changed or removed (STALE), (ii) conflicts with the current regulation text (CONFLICT), or (iii) is missing something the regulation now requires (MISSING). Quote the firm clause and the controlling regulation text it fails against. If a point isn't in the provided file, say so - do not infer it. Then DOUBLE-CHECK YOUR OWN WORK and report the check: (a) confirm every quote you attribute to the regulation is a verbatim substring of the provided file, and drop any that is not; (b) list anything you could not ground in the provided text rather than guessing. OUTPUT: a prioritized table - finding, verdict (STALE / CONFLICT / MISSING / OK), affected P&P + location, the quoted authority, and what must change (the redline direction) - followed by the self-check results. This is a working draft for compliance/attorney review, not legal advice.
2 - (Optional) Change-log entries
Run after step 1 only if you want the audit-trail record - the Appendix A log an examiner expects.
You are a mortgage compliance analyst. From the gap analysis above, produce a P&P Change Log entry (Appendix A format) for each P&P that needs revision: date; regulation (USDA SFHGLP - Delegated Authority Final Rule); effective date (June 17, 2026); the P&P and section affected; a plain-language summary of the change; the verbatim provision(s) driving it (quoted); and reviewer / approver and date [FIRM TO COMPLETE]. This is the record that lets an examiner see what changed, when, and why it was required.