VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 20 — Hazards

va-m26-7-ch12-t20

VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 20 — Hazards.

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source:
  type: guide
  id: va-m26-7-ch12-t20
  authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 20 — Hazards
  description: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 20 — Hazards.
  coverage_tier: operative
  effective_date: '2019-03-28'
obligations:
  - id: va-m26-7-ch12-t20-full
    canonical_id: va-m26-7-ch12-t20-full
    section: VA Pamphlet 26-7, Chapter 12 (Minimum Property Requirement), Topic 20 — Hazards
    description: '• This chapter has been revised in its entirety. a. Hazards The property must be free of hazards which may: • adversely affect the health and safety of the occupants, • adversely affect the structural soundness of the dwelling and other improvements to the property, or • impair the customary use and enjoyment of the property by the occupants. b. Prompt Notification of the Lender The appraiser must notify the lender p'
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      - section-complete
      - full-text-rebuild
    primary_source:
      tier: 1
      authority: VA Pamphlet 26-7, Chapter 12 (Minimum Property Requirement), Topic 20 — Hazards
      source_class: va-handbook
      source_url: https://www.benefits.va.gov/warms/pam26_7.asp
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      fetched_at: '2026-05-23T01:53:53Z'
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      paragraph_quote: '• This chapter has been revised in its entirety. a. Hazards The property must be free of hazards which may: • adversely affect the health and safety of the occupants, • adversely affect the structural soundness of the dwelling and other improvements to the property, or • impair the customary use and enjoyment of the property by the occupants. b. Prompt Notification of the Lender The appraiser must notify the lender promptly when a hazard is identified so that the eligibility of the property may be addressed and, depending on the nature of the hazard, to provide as much time as possible to resolve the situation.'
      drafter_attestation: Verbatim from VA Pamphlet 26-7, snapshot 824171a914866a59; substring-verified (raw projection) on 2026-08-22.
      verbatim_gate: raw
      effective_date: '2019-03-28'
      effective_date_source: va-change-date-own
    effective_date: '2019-03-28'

Verbatim regulatory text (1)

Verbatim provisions from VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 20 — Hazards — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

VA Pamphlet 26-7, Chapter 12 (Minimum Property Requirement), Topic 20 — Hazards

Effective 2019-03-28 · VA Change Date for this topic

• This chapter has been revised in its entirety. a. Hazards The property must be free of hazards which may: • adversely affect the health and safety of the occupants, • adversely affect the structural soundness of the dwelling and other improvements to the property, or • impair the customary use and enjoyment of the property by the occupants. b. Prompt Notification of the Lender The appraiser must notify the lender promptly when a hazard is identified so that the eligibility of the property may be addressed and, depending on the nature of the hazard, to provide as much time as possible to resolve the situation.

Source: VA Pamphlet 26-7, Chapter 12 (Minimum Property Requirement), Topic 20 — Hazards · source URL · snapshot 824171a914866a59

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Operationalizing VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 20 — Hazards

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

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Source of record: https://claudeforcompliance.com/regs/va-m26-7-ch12-t20/ · register va-m26-7-ch12-t20 · Claude for Compliance. Free to read and download; see regulatory updates and methodology.