VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 20 — Hazards
VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 20 — Hazards.
Verbatim regulatory text
Verbatim provisions from VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 20 — Hazards — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 20 — Hazards
20. Hazards Change Date March 28, 2019 • This chapter has been revised in its entirety. a. Hazards The property must be free of hazards which may: • adversely affect the health and safety of the occupants, • adversely affect the structural soundness of the dwelling and other improvements to the property, or • impair the customary use and enjoyment of the property by the occupants. b. Prompt Notification of the Lender The appraiser must notify the lender promptly when a hazard is identified so that the eligibility of the property may be addressed and, depending on the nature of the hazard, to provide as much time as possible to resolve the situation. VA Pamphlet 26-7, Revised Chapter 12: Minimum Property Requirements 12-28