38 CFR §36.4317 — Servicer reporting requirements
38 CFR §36.4317 imposes the VA servicer-reporting framework: all servicing data must be reported electronically; monthly basic-loan information is due no later than the 7th calendar day of each month; 31 specific loan events (paid-in-full, ownership transfer, EDN at 61+ days delinquent, delinquency status, bankruptcy filing/update, loss- mit letter sent, loan-mod approval/completion, foreclosure referral/ sale/results, transfer-of-custody, claim filing, etc.) are reported under event-specific 7-day or 15-day or longer deadlines.
Verbatim regulatory text
Verbatim provisions from 38 CFR §36.4317 — Servicer reporting requirements — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
38 CFR §36.4317(a) — Electronic reporting of servicing data required
(a) Servicers of loans guaranteed by the Secretary shall report the information required by this section to the Secretary electronically.
38 CFR §36.4317(b) — Monthly basic loan information by 7th calendar day
(b) Not later than the seventh calendar day of each month each servicer shall report to the Secretary basic information (loan identification information , payment due date, and unpaid principal balance) for every loan guaranteed by the Secretary currently being serviced by that entity, unless previously reported under paragraph (c)(7) of this section and has not reinstated, terminated, or paid in full.
38 CFR §36.4317(c)(7) — Electronic Default Notification (EDN) at 61+ days delinquent
(7) Electronic Default Notification (EDN)—when the loan becomes at least 61 days delinquent. The servicer shall report this event no later than the 7th calendar day from when the event occurred. The servicer shall report this event only once per default for delinquent loans in its portfolio.
38 CFR §36.4317(c)(23) — Foreclosure referral: 7-day reporting
(23) Foreclosure referral—when the loan is referred to legal counsel for foreclosure. The servicer shall report this no later than the 7th calendar day from when the event occurred.
38 CFR §36.4317(c)(30) — Basic claim information: 365/60-day filing deadlines
(30) Basic claim information—when the servicer files a claim under guaranty . The servicer shall report this event within 365 calendar days of loan termination for non-VA purchase claims, and within 60 calendar days of the approval date for VA purchase claims.
38 CFR §36.4317(c)(26) — Transfer of custody: 15-day reporting from liquidation sale
(26) Transfer of custody—when the servicer notifies VA of the holder 's intent to convey the property. The servicer shall report this no later than the 15th calendar day from the date of liquidation sale (such as the date of foreclosure sale, date of recordation of a deed-in-lieu of foreclosure, or confirmation/ratification of sale date when required under local practice).