TILA (Truth in Lending Act, 15 U.S.C.) § 1639g — Requests for payoff amounts of home loan

tila-15usc-1639g

TILA (Truth in Lending Act, 15 U.S.C.), §1639g Requests for payoff amounts of home loan. Captured section-complete from Cornell LII (verbatim).

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source:
  type: regulation
  id: tila-15usc-1639g
  authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1639g — Requests for payoff amounts of home loan
  description: |
    TILA (Truth in Lending Act, 15 U.S.C.), §1639g Requests for payoff amounts of home loan. Captured section-complete from Cornell LII (verbatim).
obligations:
  - id: tila-15usc-1639g-full
    canonical_id: tila-15usc-1639g-full
    section: 15 U.S.C. §1639g
    description: A creditor or servicer of a home loan shall send an accurate payoff balance within a reasonable time, but in no case more than 7 business days, after the receipt of a written request for such balance from or on behalf of the borrower. ( Pub. L. 90–321, title I, § 129G , as added Pub. L. 111–203, tit…
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    tags:
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    primary_source:
      tier: 1
      authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1639g
      source_class: usc-statute-lii
      source_url: https://www.law.cornell.edu/uscode/text/15/1639g
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      paragraph_quote: A creditor or servicer of a home loan shall send an accurate payoff balance within a reasonable time, but in no case more than 7 business days, after the receipt of a written request for such balance from or on behalf of the borrower. ( Pub. L. 90–321, title I, § 129G , as added Pub. L. 111–203, title XIV, § 1464(b) , July 21, 2010 , 124 Stat. 2184 .)
      drafter_attestation: Verbatim subsection of 15 U.S.C. §1639g from Cornell LII snapshot dc01ecb2582cfd4b; body isolated between nav and notes; substring-verified.

Verbatim regulatory text (1)

Verbatim provisions from TILA (Truth in Lending Act, 15 U.S.C.) § 1639g — Requests for payoff amounts of home loan — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

15 U.S.C. §1639g

A creditor or servicer of a home loan shall send an accurate payoff balance within a reasonable time, but in no case more than 7 business days, after the receipt of a written request for such balance from or on behalf of the borrower. ( Pub. L. 90–321, title I, § 129G , as added Pub. L. 111–203, title XIV, § 1464(b) , July 21, 2010 , 124 Stat. 2184 .)

Source: TILA (Truth in Lending Act, 15 U.S.C.) § 1639g · source URL · snapshot dc01ecb2582cfd4b

Operationalizing TILA (Truth in Lending Act, 15 U.S.C.) § 1639g — Requests for payoff amounts of home loan

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

To work from the whole rulebook rather than this one page: download the corpus — every register on this site, verbatim, each with its source snapshot and effective date — then follow the methodology. It asks your assistant to answer only from the downloaded text, cite the register id and effective date it used, and tell you when the corpus does not cover something instead of filling the gap from memory. Running it locally also means no one sees which regulations you are looking at.

Source of record: https://claudeforcompliance.com/regs/tila-15usc-1639g/ · register tila-15usc-1639g · Claude for Compliance. Free to read and download; see regulatory updates and methodology.