RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2610 — Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements

respa-12usc-2610

RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.), §2610 Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements. Captured section-complete from Cornell LII (verbatim).

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source:
  type: regulation
  id: respa-12usc-2610
  authority: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2610 — Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements
  description: |
    RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.), §2610 Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements. Captured section-complete from Cornell LII (verbatim).
obligations:
  - id: respa-12usc-2610-full
    canonical_id: respa-12usc-2610-full
    section: 12 U.S.C. §2610
    description: 'Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements: No fee shall be imposed or charge made upon any other person (as a part of settlement costs or otherwise) by a lender in connection with a federally related mortgage loan made by it (or a loan for the purchase of a mobile home), or by a servicer (as the term is defined under section 2605(i) of this …'
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    tags:
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      - gap-fill
      - section-complete
      - usc-statute
    primary_source:
      tier: 1
      authority: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2610
      source_class: usc-statute-lii
      source_url: https://www.law.cornell.edu/uscode/text/12/2610
      snapshot_id: d8dcdc821328e524
      fetched_at: '2026-06-18T00:00:00+00:00'
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      paragraph_quote: No fee shall be imposed or charge made upon any other person (as a part of settlement costs or otherwise) by a lender in connection with a federally related mortgage loan made by it (or a loan for the purchase of a mobile home), or by a servicer (as the term is defined under section 2605(i) of this title ), for or on account of the preparation and submission by such lender or servicer of the statement or statements required (in connection with such loan) by sections 2603 and 2609(c) of this title or by the Truth in Lending Act [ 15 U.S.C. 1601 et seq.]. ( Pub. L. 93–533, § 12 , Dec. 22, 1974 , 88 Stat. 1729 ; Pub. L. 101–625, title IX, § 942(b) , Nov. 28, 1990 , 104 Stat. 4412 .)
      drafter_attestation: Verbatim slice of 12 U.S.C. §2610 from Cornell LII snapshot d8dcdc821328e524; body isolated between nav and Editorial/Statutory Notes; substring-verified.

Verbatim regulatory text (1)

Verbatim provisions from RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2610 — Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

12 U.S.C. §2610

No fee shall be imposed or charge made upon any other person (as a part of settlement costs or otherwise) by a lender in connection with a federally related mortgage loan made by it (or a loan for the purchase of a mobile home), or by a servicer (as the term is defined under section 2605(i) of this title ), for or on account of the preparation and submission by such lender or servicer of the statement or statements required (in connection with such loan) by sections 2603 and 2609(c) of this title or by the Truth in Lending Act [ 15 U.S.C. 1601 et seq.]. ( Pub. L. 93–533, § 12 , Dec. 22, 1974 , 88 Stat. 1729 ; Pub. L. 101–625, title IX, § 942(b) , Nov. 28, 1990 , 104 Stat. 4412 .)

Source: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2610 · source URL · snapshot d8dcdc821328e524

Operationalizing RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2610 — Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

To work from the whole rulebook rather than this one page: download the corpus — every register on this site, verbatim, each with its source snapshot and effective date — then follow the methodology. It asks your assistant to answer only from the downloaded text, cite the register id and effective date it used, and tell you when the corpus does not cover something instead of filling the gap from memory. Running it locally also means no one sees which regulations you are looking at.

Source of record: https://claudeforcompliance.com/regs/respa-12usc-2610/ · register respa-12usc-2610 · Claude for Compliance. Free to read and download; see regulatory updates and methodology.