12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB) § 1026.30 — Limitation on rates

reg-z-1026-30

12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB), §1026.30 Limitation on rates. Captured section-complete (all subsections verbatim).

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source:
  type: regulation
  id: reg-z-1026.30
  authority: 12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB) § 1026.30 — Limitation on rates
  description: |
    12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB), §1026.30 Limitation on rates. Captured section-complete (all subsections verbatim).
obligations:
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    section: 12 CFR §1026.30
    description: 'Limitation on rates: A creditor shall include in any consumer credit contract secured by a dwelling and subject to the Act and this part the maximum interest rate that may be imposed during the term of the obligation when:'
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      paragraph_quote: 'A creditor shall include in any consumer credit contract secured by a dwelling and subject to the Act and this part the maximum interest rate that may be imposed during the term of the obligation when:'
      drafter_attestation: Verbatim (whitespace-normalized) slice of §1026.30 (whole section) from snapshot 2f0bd06c71cf3f0e; substring-verified.
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    canonical_id: reg-z-1026.30-a
    section: 12 CFR §1026.30(a)
    description: 'Limitation on rates — (a): (a) In the case of closed-end credit, the annual percentage rate may increase after consummation, or'
    type: do
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    tags:
      - regulator-direct
      - gap-fill
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    primary_source:
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      authority: 12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB) § 1026.30
      source_class: ecfr-xml
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      paragraph_quote: (a) In the case of closed-end credit, the annual percentage rate may increase after consummation, or
      drafter_attestation: Verbatim (whitespace-normalized) slice of §1026.30 subsection (a) from snapshot 2f0bd06c71cf3f0e; substring-verified.
  - id: reg-z-1026.30-b
    canonical_id: reg-z-1026.30-b
    section: 12 CFR §1026.30(b)
    description: 'Limitation on rates — (b): (b) In the case of open-end credit, the annual percentage rate may increase during the plan.'
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      source_class: ecfr-xml
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      paragraph_quote: (b) In the case of open-end credit, the annual percentage rate may increase during the plan.
      drafter_attestation: Verbatim (whitespace-normalized) slice of §1026.30 subsection (b) from snapshot 2f0bd06c71cf3f0e; substring-verified.

Verbatim regulatory text (3)

Verbatim provisions from 12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB) § 1026.30 — Limitation on rates — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

12 CFR §1026.30

A creditor shall include in any consumer credit contract secured by a dwelling and subject to the Act and this part the maximum interest rate that may be imposed during the term of the obligation when:

Source: 12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB) § 1026.30 · source URL · snapshot 2f0bd06c71cf3f0e

12 CFR §1026.30(a)

(a) In the case of closed-end credit, the annual percentage rate may increase after consummation, or

Source: 12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB) § 1026.30 · source URL · snapshot 2f0bd06c71cf3f0e

12 CFR §1026.30(b)

(b) In the case of open-end credit, the annual percentage rate may increase during the plan.

Source: 12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB) § 1026.30 · source URL · snapshot 2f0bd06c71cf3f0e