12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB) § 1026.30 — Limitation on rates
12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB), §1026.30 Limitation on rates. Captured section-complete (all subsections verbatim).
Verbatim regulatory text
Verbatim provisions from 12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB) § 1026.30 — Limitation on rates — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
12 CFR §1026.30
§ 1026.30 Limitation on rates. A creditor shall include in any consumer credit contract secured by a dwelling and subject to the Act and this part the maximum interest rate that may be imposed during the term of the obligation when:
12 CFR §1026.30(a)
(a) In the case of closed-end credit, the annual percentage rate may increase after consummation, or (b) In the case of open-end credit, the annual percentage rate may increase during the plan.
12 CFR §1026.30(b)
(b) In the case of open-end credit, the annual percentage rate may increase during the plan. Subpart E—Special Rules for Certain Home Mortgage Transactions § 1026.31 General rules.
Operationalizing 12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB) § 1026.30 — Limitation on rates
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Source of record: https://claudeforcompliance.com/regs/reg-z-1026-30/
· register reg-z-1026-30 · Claude for Compliance. Free to read and download;
see regulatory updates and methodology.