12 CFR §1006.26 — Collection of time-barred debts (Regulation F)

reg-f-1006-26

12 CFR §1006.26 — Collection of time-barred debts.

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source:
  type: regulation
  id: reg-f-1006.26
  authority: 12 CFR §1006.26 — Collection of time-barred debts (Regulation F)
  description: 12 CFR §1006.26 — Collection of time-barred debts.
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  - id: reg-f-1006.26-full
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    section: 12 CFR §1006.26 — Collection of time-barred debts
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    tags:
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      - tier-operative
    primary_source:
      tier: 1
      authority: 12 CFR §1006.26 — Collection of time-barred debts (Regulation F)
      source_class: cfpb-regulation
      source_url: https://www.law.cornell.edu/cfr/text/12/1006.26
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      paragraph_quote: '§ 1006.26 Collection of time-barred debts. (a) Definitions. For purposes of this section: (1) Statute of limitations means the period prescribed by applicable law for bringing a legal action against the consumer to collect a debt . (2) Time-barred debt means a debt for which the applicable statute of limitations has expired. (b) Legal actions and threats of legal actions prohibited. A debt collector must not bring or threaten to bring a legal action against a consumer to collect a time-barred debt . This paragraph (b) does not apply to proofs of claim filed in connection with a bankruptcy proceeding. [ 86 FR 5854 , Jan. 19, 2021]'

Verbatim regulatory text (1)

Verbatim provisions from 12 CFR §1006.26 — Collection of time-barred debts (Regulation F) — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

12 CFR §1006.26 — Collection of time-barred debts

§ 1006.26 Collection of time-barred debts. (a) Definitions. For purposes of this section: (1) Statute of limitations means the period prescribed by applicable law for bringing a legal action against the consumer to collect a debt . (2) Time-barred debt means a debt for which the applicable statute of limitations has expired. (b) Legal actions and threats of legal actions prohibited. A debt collector must not bring or threaten to bring a legal action against a consumer to collect a time-barred debt . This paragraph (b) does not apply to proofs of claim filed in connection with a bankruptcy proceeding. [ 86 FR 5854 , Jan. 19, 2021]

Source: 12 CFR §1006.26 — Collection of time-barred debts (Regulation F) · source URL · snapshot a7391be443a80c5a