FHA Single Family Housing Policy Handbook 4000.1, Part IV

hud-4000-1-iv-i-claim-type-32-disaster-loan-modification

HUD effective date: 10/01/2025 · section IV.A.2 · Handbook 4000.1

FHA Single Family Housing Policy Handbook 4000.1, Part IV — i. Claim Type 32 - Disaster Loan Modification (10/01/2025).

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Verbatim regulatory text (1)

Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, Part IV — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

FHA Single Family Housing Policy Handbook 4000.1, Part IV — i. Claim Type 32 - Disaster Loan Modification (10/01/2025)

Effective 2025-10-01 · publisher's stamp for this provision

i. Claim Type 32 – Disaster Loan Modification (10/01/2025) The Mortgagee may file a claim for a Disaster Loan Modification incentive, including up to $250 in title-related expenses, under Claim Type 32. HUD will pay the Mortgagee a financial incentive for the use of a Disaster Loan Modification in compliance with all regulatory requirements and procedures relating to the submission of incentive claims. The Mortgagee may only file for an incentive fee when the Loss Mitigation Option is used to cure the Default. When the Disaster Partial Claim and Disaster Loan Modification are used together, the Mortgagee must submit two separate claims. HUD must receive a correct and complete claim submission of Parts A and B via FHAC or FHA Catalyst within 60 Days of the execution date of the Loan Modification or the incentive claim will not be processed.

Source: FHA Single Family Housing Policy Handbook 4000.1, Update 18 (issued 2026-08-12) · source URL · snapshot e1bca3432cf19e09

Operationalizing FHA Single Family Housing Policy Handbook 4000.1, Part IV

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Source of record: https://claudeforcompliance.com/regs/hud-4000-1-iv-i-claim-type-32-disaster-loan-modification/ · register hud-4000-1-iv-i-claim-type-32-disaster-loan-modification · Claude for Compliance. Free to read and download; see regulatory updates and methodology.