FHA Single Family Housing Policy Handbook 4000.1, Part IV
HUD effective date: 05/09/2022 · section IV.D.2 · Handbook 4000.1
FHA Single Family Housing Policy Handbook 4000.1, Part IV — i. Acquisition by Voluntary Conveyance or Surrender (05/09/2022).
Verbatim regulatory text
Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, Part IV — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
FHA Single Family Housing Policy Handbook 4000.1, Part IV — i. Acquisition by Voluntary Conveyance or Surrender (05/09/2022)
i. Acquisition by Voluntary Conveyance or Surrender (05/09/2022) Instead of repossession, a Lender may accept a voluntary conveyance of title or ownership of the Property securing a Manufactured Home Loan which is in Default, provided that: • the Lender accepts the conveyance in full satisfaction of the Borrower’s obligation and no Title I claim is submitted to HUD; or • the Lender may accept voluntary surrender of the Property without satisfaction of the Borrower’s obligation and submit a Title I claim to HUD. The Lender must dispose of the Property in compliance with state and local laws so as to ensure that it can assign to HUD a valid and legally enforceable obligation against the Borrower for any deficiency. If a Lender accepts a voluntary conveyance of title or a voluntary surrender of the Property, the Notice of Default and Acceleration is not required.
Operationalizing FHA Single Family Housing Policy Handbook 4000.1, Part IV
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Source of record: https://claudeforcompliance.com/regs/hud-4000-1-iv-i-acquisition-by-voluntary-conveyance-or-surrender/
· register hud-4000-1-iv-i-acquisition-by-voluntary-conveyance-or-surrender · Claude for Compliance. Free to read and download;
see regulatory updates and methodology.