FHA Single Family Housing Policy Handbook 4000.1, III. SERVICING AND LOSS MITIGATION > B. Title II Insured Housing Programs Reverse Mortgages > 2. Default Servicing — a. Use of Counseling Agencies

hud-4000-1-iii-a-use-of-counseling-agencies

HUD effective date: 04/29/2024 · section III.B.2 · Handbook 4000.1

FHA Single Family Housing Policy Handbook 4000.1, Part III — a. Use of Counseling Agencies (04/29/2024).

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Verbatim regulatory text (1)

Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, III. SERVICING AND LOSS MITIGATION > B. Title II Insured Housing Programs Reverse Mortgages > 2. Default Servicing — a. Use of Counseling Agencies — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

FHA Single Family Housing Policy Handbook 4000.1, Part III — a. Use of Counseling Agencies (04/29/2024)

Effective 2024-04-29 · publisher's stamp for this provision

a. Use of Counseling Agencies (04/29/2024) The Mortgagee must refer the Borrower to a HUD-approved housing counseling agency in the area where the Property is located when obligations under the HECM are not being met by the Borrower. The Mortgagee should refer the Borrower to a counseling agency before submitting a due and payable request.

Source: FHA Single Family Housing Policy Handbook 4000.1, Update 18 (issued 2026-08-12) · source URL · snapshot e1bca3432cf19e09

Operationalizing FHA Single Family Housing Policy Handbook 4000.1, III. SERVICING AND LOSS MITIGATION > B. Title II Insured Housing Programs Reverse Mortgages > 2. Default Servicing — a. Use of Counseling Agencies

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Source of record: https://claudeforcompliance.com/regs/hud-4000-1-iii-a-use-of-counseling-agencies/ · register hud-4000-1-iii-a-use-of-counseling-agencies · Claude for Compliance. Free to read and download; see regulatory updates and methodology.