FHA Single Family Housing Policy Handbook 4000.1, II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT > A. Title II Insured Housing Programs Forward Mortgages > 7. Post-closing and Endorsement — e. Endorsement and Post-endorsement
HUD effective date: 04/18/2023 · section II.A.7 · Handbook 4000.1
FHA Single Family Housing Policy Handbook 4000.1, Part II — e. Endorsement and Post-endorsement (04/18/2023).
Verbatim regulatory text
Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT > A. Title II Insured Housing Programs Forward Mortgages > 7. Post-closing and Endorsement — e. Endorsement and Post-endorsement — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
FHA Single Family Housing Policy Handbook 4000.1, Part II — e. Endorsement and Post-endorsement (04/18/2023)
e. Endorsement and Post-endorsement (04/18/2023) i. Endorsement Upon successful completion of a pre-endorsement review either by FHA or the LI Mortgagee, an electronic Mortgage Insurance Certificate (MIC) will be issued. The Mortgage becomes insured on the date the MIC is issued. ii. Post-endorsement (A) Confirming Status of the Mortgage Insurance Certificate The Mortgagee can confirm the endorsement status of a Mortgage using FHAC or FHA Connection Business to Government (FHAC-B2G) application. (B) Obtaining the Mortgage Insurance Certificate When requesting the MIC, the Mortgagee must specify whether it is to be prepared in the name of the originator (principal), or authorized agent, as it appears in HUD Systems. The MIC will be issued electronically. The Mortgagee can download and print copies of the MIC as needed. (C) Corrections to the Mortgage Insurance Certificate To obtain a correction to the MIC, the Mortgagee must submit the MIC Correction Request Template to the FHA Resource Center. This form may be used to correct the property address, Borrower name, ADP Code, maturity and first payments dates, P&I, interest rate, SSN, FHA case number, mortgage amount or other information contained in the MIC, or to add a co-Borrower. (D) Corrections to Original Instruments The Mortgagee must follow applicable local law when making corrections to the original instruments. If new instruments are executed as required by local law, the Mortgagee must submit the new instruments prior to insurance endorsement. (E) Partial Release of Security FHA approval for partial release of security is required except in limited circumstances. See FHA servicing policy for more information. iii. Case Binder Submission – Lender Insurance Mortgagees LI Mortgagees must submit the case binder to FHA upon request within 10 business days and will be notified through a system-generated daily email. iv. Mortgage File Retention The Mortgagee must retain their mortgage file, including the case binder, in either hard copy or electronic format for a period of two years from the date of endorsement. Mortgagees retaining eCBs are not required to maintain a separate version of the eCB indexed for electronic submission to HUD. If HUD requests a case binder that is maintained electronically, the Mortgagee must follow the requirements in the eCB Developer’s Guide.
Operationalizing FHA Single Family Housing Policy Handbook 4000.1, II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT > A. Title II Insured Housing Programs Forward Mortgages > 7. Post-closing and Endorsement — e. Endorsement and Post-endorsement
This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.
To work from the whole rulebook rather than this one page: download the corpus — every register on this site, verbatim, each with its source snapshot and effective date — then follow the methodology. It asks your assistant to answer only from the downloaded text, cite the register id and effective date it used, and tell you when the corpus does not cover something instead of filling the gap from memory. Running it locally also means no one sees which regulations you are looking at.
Source of record: https://claudeforcompliance.com/regs/hud-4000-1-ii-e-endorsement-and-post-endorsement/
· register hud-4000-1-ii-e-endorsement-and-post-endorsement · Claude for Compliance. Free to read and download;
see regulatory updates and methodology.