FHA Single Family Housing Policy Handbook 4000.1, Part I

hud-4000-1-i-d-servicing-of-fha-insured-title-ii-mortgages-and-title-i-loan

HUD effective date: 05/09/2022 · section I.A.6 · Handbook 4000.1

FHA Single Family Housing Policy Handbook 4000.1, Part I — d. Servicing of FHA-Insured Title II Mortgages and Title I Loans (05/09/2022).

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Verbatim regulatory text (1)

Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, Part I — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

FHA Single Family Housing Policy Handbook 4000.1, Part I — d. Servicing of FHA-Insured Title II Mortgages and Title I Loans (05/09/2022)

Effective 2022-05-09 · publisher's stamp for this provision

d. Servicing of FHA-Insured Title II Mortgages and Title I Loans (05/09/2022) i. Title II Mortgages The servicing of FHA-insured Title II Mortgages must be performed by an FHA- approved Mortgagee with Title II program approval and approval to service Title II Mortgages. FHA-approved Mortgagees that use a subservicer to service FHA-insured Title II Mortgages must ensure the subservicer is also approved by FHA to service FHA- insured Title II Mortgages. The servicing Title II Mortgagee is responsible for the actions of its subservicers. ii. Title I Loans Held by Supervised, Nonsupervised, and Government Title I Lenders An Agent is not required to be approved as a Title I Lender to service Title I Loans that are held by the Supervised, Nonsupervised, or Government Title I Lender. The Title I Lender holding the Title I Loans is responsible for ensuring the Loans are serviced by the agent in accordance with HUD/FHA requirements. iii. Title I Loans Held by Title I Investing Lenders A Title I Investing Lender may not directly service Title I Loans it holds except with the prior approval of the Department. All Title I Loans held by a Title I Investing Lender without servicing authority must be serviced or subserviced by a Title I Lender with a Title I Contract of Insurance and approval to service Title I Loans.

Source: FHA Single Family Housing Policy Handbook 4000.1, Update 18 (issued 2026-08-12) · source URL · snapshot e1bca3432cf19e09

Operationalizing FHA Single Family Housing Policy Handbook 4000.1, Part I

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Source of record: https://claudeforcompliance.com/regs/hud-4000-1-i-d-servicing-of-fha-insured-title-ii-mortgages-and-title-i-loan/ · register hud-4000-1-i-d-servicing-of-fha-insured-title-ii-mortgages-and-title-i-loan · Claude for Compliance. Free to read and download; see regulatory updates and methodology.