FHA Single Family Housing Policy Handbook 4000.1, I. > DOING BUSINESS WITH FHA > A. FHA Lenders and Mortgagees (09/20/2021) > 9. Voluntary Withdrawal of FHA Mortgagee Approval (03/27/2019) — c. Reapplication

hud-4000-1-i-c-reapplication

HUD effective date: 09/14/2015 · section I.A.10 · Handbook 4000.1

FHA Single Family Housing Policy Handbook 4000.1, Part I — c. Reapplication (09/14/2015).

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source:
  type: guide
  id: hud-4000-1-i-c-reapplication
  authority: FHA Single Family Housing Policy Handbook 4000.1, I. > DOING BUSINESS WITH FHA > A. FHA Lenders and Mortgagees (09/20/2021) > 9. Voluntary Withdrawal of FHA Mortgagee Approval (03/27/2019) — c. Reapplication
  description: FHA Single Family Housing Policy Handbook 4000.1, Part I — c. Reapplication (09/14/2015).
  coverage_tier: operative
  effective_date: '2015-09-14'
  source_url: https://www.hud.gov/sites/default/files/Housing/documents/40001-hsgh-Update-18.pdf
  section_path: I. > DOING BUSINESS WITH FHA > A. FHA Lenders and Mortgagees (09/20/2021) > 9. Voluntary Withdrawal of FHA Mortgagee Approval (03/27/2019)
  program: cross-program
  source_page: 98
obligations:
  - id: hud-4000-1-i-c-reapplication-full
    canonical_id: hud-4000-1-i-c-reapplication-full
    section: FHA Single Family Housing Policy Handbook 4000.1, Part I — c. Reapplication (09/14/2015)
    description: c. Reapplication (09/14/2015) A Mortgagee whose approval is voluntarily withdrawn may re-apply for FHA approval any time after its withdrawal. 10. Voluntary Withdrawal of Title I Lender Contract of Insurance A Title I Lender that does not wish to retain its Title I Contract of Insurance must submit a Change Request for voluntary withdrawal of its Title I Contract of Insurance. a. Standard (05/09/2022) The Title I Len
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - fha
      - hud-handbook
      - corpus-expansion
      - tier-operative
    primary_source:
      tier: 1
      authority: FHA Single Family Housing Policy Handbook 4000.1, Update 18 (issued 2026-08-12)
      source_class: hud-handbook-4000-1
      source_url: https://www.hud.gov/sites/default/files/Housing/documents/40001-hsgh-Update-18.pdf
      snapshot_id: e1bca3432cf19e09
      fetched_at: '2026-05-23T00:28:40Z'
      content_hash: sha256:e1bca3432cf19e097b7f466dddb2837d8a3393d7fb1f6a711f0eaf818b313e02
      paragraph_quote: |-
        c. Reapplication (09/14/2015) 
        A Mortgagee whose approval is voluntarily withdrawn may re-apply for FHA approval any 
        time after its withdrawal. 
        10. Voluntary Withdrawal of Title I Lender Contract of Insurance 
        A Title I Lender that does not wish to retain its Title I Contract of Insurance must submit a 
        Change Request for voluntary withdrawal of its Title I Contract of Insurance. 
        a. Standard (05/09/2022) 
        The Title I Lender remains responsible for servicing or selling the Title I Loans that it holds 
        and is authorized to file insurance claims on these Loans, but it cannot otherwise exercise the 
        rights of an FHA-approved Title I Lender. 
        A Title I Lender cannot obtain insurance coverage for new Title I Loans originated under the 
        terminated Title I Contract of Insurance as of the effective date of termination. 
        The Title I Lender is not relieved of the liability to pay future insurance premiums or other 
        obligations owed to HUD.  
        The insurance reserve on Title I Loans previously accepted for insurance is not adversely 
        affected except for Title I Loans involving fraud or misrepresentation.  
        Insurance Reserves earned by the Title I Lender as of the date of termination, under the 
        terminated Title I Contract of Insurance, remain to its credit unless exhausted by filing of 
        claims.  
        b. Required Documentation (05/09/2022) 
        The Title I Lender must submit a Change Request for voluntary withdrawal in the form of a 
        letter, signed by a Corporate Officer, and submitted through LEAP. If applicable, the request 
        must be submitted within 10 business days of the change in the Title I Lender’s status. 
        c. Reapplication (05/09/2022) 
        A Title I Lender whose Title I Contract of Insurance is voluntarily withdrawn may re-apply 
        for a new Title I Contract of Insurance any time after its withdrawal. 
      drafter_attestation: Verbatim contiguous span of Handbook 4000.1 Update 18 covering 4 section(s) from "c. Reapplication" (p98) to "c. Reapplication" (p99); verified against snapshot e1bca3432cf19e09 on 2026-08-23.
      tail_furniture_removed: true
      midtext_furniture_removed: true
      effective_date: '2022-05-09'
      effective_date_source: citation:section
      verbatim_gate: section-boundary-contiguous
      reverified_at: '2026-08-23'
      refit_from_sections:
        - title: c. Reapplication
          effective: '2015-09-14'
          page: 98
        - title: a. Standard
          effective: '2022-05-09'
          page: 99
        - title: b. Required Documentation
          effective: '2022-05-09'
          page: 99
        - title: c. Reapplication
          effective: '2022-05-09'
          page: 99
      section_path: I. > DOING BUSINESS WITH FHA > A. FHA Lenders and Mortgagees (09/20/2021) > 9. Voluntary Withdrawal of FHA Mortgagee Approval (03/27/2019)
    effective_date: '2022-05-09'

Verbatim regulatory text (1)

Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, I. > DOING BUSINESS WITH FHA > A. FHA Lenders and Mortgagees (09/20/2021) > 9. Voluntary Withdrawal of FHA Mortgagee Approval (03/27/2019) — c. Reapplication — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

FHA Single Family Housing Policy Handbook 4000.1, Part I — c. Reapplication (09/14/2015)

Effective 2022-05-09 · publisher's stamp for this provision

c. Reapplication (09/14/2015) A Mortgagee whose approval is voluntarily withdrawn may re-apply for FHA approval any time after its withdrawal. 10. Voluntary Withdrawal of Title I Lender Contract of Insurance A Title I Lender that does not wish to retain its Title I Contract of Insurance must submit a Change Request for voluntary withdrawal of its Title I Contract of Insurance. a. Standard (05/09/2022) The Title I Lender remains responsible for servicing or selling the Title I Loans that it holds and is authorized to file insurance claims on these Loans, but it cannot otherwise exercise the rights of an FHA-approved Title I Lender. A Title I Lender cannot obtain insurance coverage for new Title I Loans originated under the terminated Title I Contract of Insurance as of the effective date of termination. The Title I Lender is not relieved of the liability to pay future insurance premiums or other obligations owed to HUD. The insurance reserve on Title I Loans previously accepted for insurance is not adversely affected except for Title I Loans involving fraud or misrepresentation. Insurance Reserves earned by the Title I Lender as of the date of termination, under the terminated Title I Contract of Insurance, remain to its credit unless exhausted by filing of claims. b. Required Documentation (05/09/2022) The Title I Lender must submit a Change Request for voluntary withdrawal in the form of a letter, signed by a Corporate Officer, and submitted through LEAP. If applicable, the request must be submitted within 10 business days of the change in the Title I Lender’s status. c. Reapplication (05/09/2022) A Title I Lender whose Title I Contract of Insurance is voluntarily withdrawn may re-apply for a new Title I Contract of Insurance any time after its withdrawal.

Source: FHA Single Family Housing Policy Handbook 4000.1, Update 18 (issued 2026-08-12) · source URL · snapshot e1bca3432cf19e09

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Operationalizing FHA Single Family Housing Policy Handbook 4000.1, I. > DOING BUSINESS WITH FHA > A. FHA Lenders and Mortgagees (09/20/2021) > 9. Voluntary Withdrawal of FHA Mortgagee Approval (03/27/2019) — c. Reapplication

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

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Source of record: https://claudeforcompliance.com/regs/hud-4000-1-i-c-reapplication/ · register hud-4000-1-i-c-reapplication · Claude for Compliance. Free to read and download; see regulatory updates and methodology.