FHA Single Family Housing Policy Handbook 4000.1, Part I

hud-4000-1-i-b-single-family-lending-area

HUD effective date: 03/19/2024 · section I.A.4 · Handbook 4000.1

FHA Single Family Housing Policy Handbook 4000.1, Part I — b. Single Family Lending Area (03/19/2024).

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Verbatim regulatory text (1)

Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, Part I — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

FHA Single Family Housing Policy Handbook 4000.1, Part I — b. Single Family Lending Area (03/19/2024)

Effective 2024-03-19 · publisher's stamp for this provision

b. Single Family Lending Area (03/19/2024) i. Definition An “Area Approved for Business” (AAFB) is the geographic area in which a Mortgagee’s home or branch office is permitted to originate or underwrite FHA Mortgages. The AAFB is subdivided into HUD Field Office jurisdictions. HUD Field Office jurisdictions can be verified on www.hud.gov/lenders under the Mortgage Origination tab. ii. Standard A Mortgagee’s home office and all its registered branch offices will initially be granted a nationwide AAFB. The home office and each branch office may only exercise its authority to originate or underwrite FHA Mortgages in those states where the Mortgagee fully complies with state origination and/or underwriting licensing and approval requirements. A Mortgagee may conduct FHA business from branch offices that are not registered with HUD that fully comply with state origination and/or underwriting licensing and approval requirements.

Source: FHA Single Family Housing Policy Handbook 4000.1, Update 18 (issued 2026-08-12) · source URL · snapshot e1bca3432cf19e09

Operationalizing FHA Single Family Housing Policy Handbook 4000.1, Part I

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Source of record: https://claudeforcompliance.com/regs/hud-4000-1-i-b-single-family-lending-area/ · register hud-4000-1-i-b-single-family-lending-area · Claude for Compliance. Free to read and download; see regulatory updates and methodology.