FHA Single Family Housing Policy Handbook 4000.1, Part I — A. FHA Lenders and Mortgagees (09/20/2021)
FHA Single Family Housing Policy Handbook 4000.1, Part I — A. FHA Lenders and Mortgagees (09/20/2021).
Verbatim regulatory text
Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, Part I — A. FHA Lenders and Mortgagees (09/20/2021) — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
FHA Single Family Housing Policy Handbook 4000.1, Part I — A. FHA Lenders and Mortgagees (09/20/2021)
A. FHA Lenders and Mortgagees (09/20/2021) 1. Types of Program Approvals Handbook 4000.1 1 Last Revised: 11/26/2025 I. DOING BUSINESS WITH FHA A. FHA LENDERS AND MORTGAGEES (09/20/2021) The Doing Business with FHA section in this FHA Single Family Housing Policy Handbook (Handbook 4000.1) covers Federal Housing Administration (FHA) approval and eligibility requirements for both Title I Lenders and Title II Mortgagees, as well as other FHA program participants. The term “Mortgagee” is used throughout for all types of FHA approval (both Title II Mortgagees and Title I Lenders) and the term “Mortgage” is used for all products (both Title II Mortgages and Title I Loans), unless otherwise specified. A Mortgagee must fully comply with all of the following approval and eligibility requirements in order to be approved by FHA to participate in the origination, underwriting, closing, endorsement, servicing, purchasing, holding, or selling of FHA-insured Title I Loans or Title II Mortgages at the time of approval and at all times after approval. The requirements outlined below in subsections 1 through 9 apply to both Single Family (one- to four-units) and Multifamily Mortgagees. If there are any exceptions or program-specific requirements that differ from those set forth below, the exceptions or alternative program requirements are explicitly stated or hyperlinked to the appropriate guidance. Terms and acronyms used in this Handbook 4000.1 have their meanings defined in the Glossary and Acronyms and in the specific section of Handbook 4000.1 in which the definitions are located. 1. Types of Program Approvals FHA approves Mortgagees separately for participation in the Title I and Title II programs. FHA approval is conveyed to a specific legal entity and cannot be shared with or extended to other entities, such as a parent or subsidiary, or any Affiliates of the Mortgagee.