Fannie Mae Selling Guide B3-4.3-13 — Sweat Equity
Fannie Mae Selling Guide B3-4.3-13 — Sweat Equity.
Verbatim regulatory text
Verbatim provisions from Fannie Mae Selling Guide B3-4.3-13 — Sweat Equity — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
Fannie Mae Selling Guide B3-4.3-13 — Sweat Equity
B3-4.3-13, Sweat Equity (04/15/2014) Introduction This topic contains information on sweat equity. Sweat Equity Sweat Equity Generally, sweat equity is not an acceptable source of funds for the down payment, closing costs, and reserves, since it is difficult to accurately assess the contributory value of sweat equity work. Only for specific transactions and if all eligibility requirements are met does Fannie Mae consider sweat equity to be an acceptable source of funds. For further detail on the specific transactions and the eligibility requirements to be met, see Chapter B5–6, HomeReady Mortgage. Recent Related Announcements There are no recently issued Announcements related to this topic. Published May 6, 2026 440