SUPERSEDED — prior version (Guide as of Bulletin 2026-11, published August 12, 2026) — Freddie Mac Single-Family Seller/Servicer Guide 9102.6 — Monthly EDR
SUPERSEDED — this is the PRIOR text of Freddie Mac Guide Section 9102.6 (Monthly EDR), dated 04/27/26, as published in the Guide as of Bulletin 2026-11 (August 12, 2026). Freddie Mac changed this section: the Guide as of Bulletin 2026-13 (October 7, 2026) carries a revised text. Retained because a loan or exam period governed by the earlier text needs the version in force at the time.
Superseded — retained for reference. The operative requirements have moved to the current rule (see the description above).
Verbatim regulatory text
Verbatim provisions from SUPERSEDED — prior version (Guide as of Bulletin 2026-11, published August 12, 2026) — Freddie Mac Single-Family Seller/Servicer Guide 9102.6 — Monthly EDR — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
[SUPERSEDED] Freddie Mac Single-Family Seller/Servicer Guide 9102.6 — Monthly EDR — PENDING VERSION, takes effect 2027-09-27
Not yet in force. This is the pending version of the section, which takes effect 2027-09-27. The other version on this page governs until then.
This section contains requirements related to: ■ Default related event reporting to Freddie Mac ■ Compensatory fees for failure to report default related events and associated data attributes (a) Default related event reporting to Freddie Mac A Servicer must report default related events and associated data attributes to Freddie Mac the same day as the events are processed in their system, but no later than 3:45 a.m. Eastern time the next Business Day. Refer to Exhibit 82, Default Reporting Dataset Guidelines, for additional details on each default related reporting event and its associated data attributes. Category Default related reporting events Borrower Outreach Unsuccessful Contact Attempt Right Party Contact Quality Right Party Contact Servicer Collection Efforts Payment Reminder Notice Sent Solicitation Sent Breach Letter Sent Loss Mitigation Complete Borrower Response Package Received Repayment Plan Payment Received Trial Payment Received Foreclosure Referred to Foreclosure ForeclosureFirst Legal Action Completed Foreclosure – Service Completed Foreclosure – Judgement Received Foreclosure – Sale Scheduled Foreclosure – Terminated Foreclosure – Hold Bankruptcy Bankruptcy Filed Bankruptcy – Proof of Claim Filed Bankruptcy – Motion for Relief Activity Bankruptcy – Plan Confirmation Bankruptcy – Result Update Bankruptcy – Delays Other Litigation Government Seizure Probate Title Issue Military Indulgence Property Updates Third-party Resolution Assistance Resolve will provide near-real time responses to a Servicer’s default related event reporting. See Resolve Online Help for additional details on the error messages. (b) Compensatory fees for failure to report default related events and associated data attributes A Servicer that fails to comply with the default related reporting event requirements in Section 9102.6 will be subject to being assessed the noncompliance fees set forth in Sections 8303.5(c) and 8303.5(d). Freddie Mac will bill the Servicer for such fees on the Servicer Non-Performing Loans Invoice. Refer to Section 9102.1 for information on the payment of Servicing NonPerforming Loans Invoices via an Automated Clearing House draft. In addition, if the Servicer does not report default related events to Freddie Mac as required in this section and the Servicer requests reimbursement of expenses on that Mortgage, Freddie Mac reserves the right to deny reimbursement of those expenses on account of the Servicer’s failure to report.
Get this regulation in your AI window
Bulletins replace Guide sections, and the old text stays widely quoted. An assistant will answer from a version a later Bulletin already retired. Put the verbatim text and its effective date in front of your assistant, instead of whatever it remembers.
Add to Claude shows the one-time setup: paste one address, no account with us. Add to ChatGPT adds the free C4C app from ChatGPT’s app directory. Either way it’s free.
Get notified if this rule changes
One email when SUPERSEDED — prior version (Guide as of Bulletin 2026-11, published August 12, 2026) — Freddie Mac Single-Family Seller/Servicer Guide 9102.6 — Monthly EDR changes: what changed, the new verbatim text, and the effective date. Nothing else.
Double opt-in: we send a confirmation link first. Following one section does not subscribe you to anything else. Privacy.
Source of record: https://claudeforcompliance.com/regs/fhlmc-9102-6-superseded-2026-10/
· register fhlmc-9102-6-superseded-2026-10 · verbatim, source-snapshotted regulator text from the
Claude for Compliance corpus. To work from every register at once, download the corpus
and follow the methodology.