Freddie Mac Single-Family Seller/Servicer Guide Chapter 8203 — Mortgage Insurance
Chapter 8203 of the Freddie Mac Single-Family Seller/Servicer Guide governs Borrower-paid and Lender-paid mortgage insurance: warranties and covenants, Borrower-requested cancellation (HPA Mortgage), automatic termination and final termination under the HPA, and related annual notices. NOTE: actual title is "Mortgage Insurance".
Verbatim regulatory text
Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide Chapter 8203 — Mortgage Insurance — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
Freddie Mac Guide Section 8203.1(b) — General warranties and covenants
The Seller/Servicer warrants that mortgage insurance has been obtained as required in Section 4701.1 and agrees and covenants that such mortgage insurance will be maintained unless canceled in accordance with the requirements of Section 4701.1 (for purposes of determining the “value” of Mortgaged Premises located in the State of New York), Sections 8203.2 through 8203.4(c) or pursuant to applicable law.
Freddie Mac Guide Section 8203.1(b) — HPA disclosures
The Seller/Servicer also warrants that the Borrower has been given, and agrees and covenants to provide, all disclosures required by applicable law, including, but not limited to, the HPA, relating to the terms on which the Borrower-paid mortgage insurance may be canceled.
Freddie Mac Guide Section 8203.1(e) — Borrower-requested cancellation conditions
the Seller/Servicer must not request or require that a Borrower make a written certification or any other representation concerning the existence or nonexistence of a Second Mortgage or other subordinate lien on the Mortgaged Premises.
Operationalizing Freddie Mac Single-Family Seller/Servicer Guide Chapter 8203 — Mortgage Insurance
This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.
To work from the whole rulebook rather than this one page: download the corpus — every register on this site, verbatim, each with its source snapshot and effective date — then follow the methodology. It asks your assistant to answer only from the downloaded text, cite the register id and effective date it used, and tell you when the corpus does not cover something instead of filling the gap from memory. Running it locally also means no one sees which regulations you are looking at.
Source of record: https://claudeforcompliance.com/regs/fhlmc-8203/
· register fhlmc-8203 · Claude for Compliance. Free to read and download;
see regulatory updates and methodology.