Freddie Mac Single-Family Seller/Servicer Guide Chapter 8202 — Property Insurance

fhlmc-8202

Chapter 8202 of the Freddie Mac Single-Family Seller/Servicer Guide governs property and flood insurance: general property-insurance requirements, mortgage clause, minimum property insurance types and amounts, flood insurance, condo/co-op liability and fidelity, and Lender-Placed Insurance. NOTE: actual title is "Property Insurance".

Get this register: .xlsx .csv More bundles →

Verbatim regulatory text (3)

Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide Chapter 8202 — Property Insurance — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Freddie Mac Guide Section 8202.1(a) — General property insurance requirements

For as long as Freddie Mac owns a Mortgage, the Servicer must ensure that the Mortgaged Premises is covered by insurance meeting the requirements of Chapters 4703 and 8202.

Source: Freddie Mac Single-Family Seller/Servicer Guide Section 8202.1(a) · source URL · snapshot 4c94f67729042dd6

Freddie Mac Guide Section 8202.2 — Flood insurance requirements

For each Freddie Mac-owned Mortgage it services, the Servicer must have policies and controls in place to ensure that the Mortgaged Premises is insured and the coverage meets the minimum property insurance requirements outlined in Section 4703.2.

Source: Freddie Mac Single-Family Seller/Servicer Guide Section 8202.2 · source URL · snapshot 4c94f67729042dd6

Freddie Mac Guide Section 8202.2 — Flood insurance lapse prevention

The Servicer must have policies, procedures and controls in place to ensure the property is adequately protected by flood insurance when required, with no lapses in coverage, and the flood insurance premiums are paid.

Source: Freddie Mac Single-Family Seller/Servicer Guide Section 8202.2 · source URL · snapshot 4c94f67729042dd6

Operationalizing Freddie Mac Single-Family Seller/Servicer Guide Chapter 8202 — Property Insurance

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

To work from the whole rulebook rather than this one page: download the corpus — every register on this site, verbatim, each with its source snapshot and effective date — then follow the methodology. It asks your assistant to answer only from the downloaded text, cite the register id and effective date it used, and tell you when the corpus does not cover something instead of filling the gap from memory. Running it locally also means no one sees which regulations you are looking at.

Source of record: https://claudeforcompliance.com/regs/fhlmc-8202/ · register fhlmc-8202 · Claude for Compliance. Free to read and download; see regulatory updates and methodology.