Freddie Mac Single-Family Seller/Servicer Guide §6302.9 — Data required for all Borrowers (04/22/26)
Freddie Mac Guide §6302.9 (Data required for all Borrowers). Gap-fill (verbatim, ID-diff).
Verbatim regulatory text
Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide §6302.9 — Data required for all Borrowers (04/22/26) — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
Freddie Mac Guide 6302.9
■ Data for all Borrowers ■ Data for individual Borrowers and Underwritten Settlors ■ Data for non-individual Borrowers (a) Data for all Borrowers (i) General Borrower information For each Borrower (up to a total of five) on every Mortgage sold to Freddie Mac, the Seller must deliver the following ULDD Data Points: Data Required for All Borrowers Sort ID ULDD Data Point Valid Value Notes BORROWER → Borrower Details 611 Party Role Type1,2 Borrower 571 Borrower Classification Type ▪ Primary ▪ Secondary Enter “Primary” if there is one Borrower. If there is more than one Borrower, enter “Primary” for one Borrower and “Secondary” for up to 4 additional Borrowers.
Freddie Mac Guide 6302.9
302-68 Data Required for All Borrowers Sort ID ULDD Data Point Valid Value Notes 568 Borrower Birth Date 567 Borrower Age At Application Years Count 613 Taxpayer Identifier Type ▪ Employer Identification Number ▪ Individual Taxpayer Identification Number ▪ Social Security Number Enter “Individual Taxpayer Identification Number” or “Social Security Number” for individual Borrowers Enter “Employer Identification Number” for non-individual Borrowers unless the Borrower is a Living Trust as defined in the Glossary. If the Borrower is a Living Trust, enter either “Individual Taxpayer Identification Number” or “Social Security Number” of the Underwritten Settlor as defined in the Glossary. 614 Taxpayer Identifier Value → Borrower Data Required for Government Reporting 609.1 HMDA Ethnicity Type ▪ Hispanic Or Latino ▪ Information Not Provided By Applicant In Mail Internet Or Telephone Application ▪ Not Applicable ▪ Not Hispanic Or Latino Enter the ethnicity as provided by the Borrower on the loan application. If the Borrower is a Living Trust, enter the ethnicity as provided by the Underwritten Settlor on the loan application. For individual Borrowers and Underwritten Settlors (in the case of Borrowers that are Living Trusts): ▪ This data point may be left blank if the Borrower did not report Sort ID 609.1-HMDA Ethnicity Type but has reported Sort ID 609.2-HMDA
Freddie Mac Guide 6302.9
302-69 Data Required for All Borrowers Sort ID ULDD Data Point Valid Value Notes Ethnicity Origin Type or Sort ID 609.3-HMDA Ethnicity Origin Type Other Description ▪ If the Borrower did not provide any ethnicity data and the loan application was taken by face-to-face interview (including electronic media with video component), enter the ethnicity collected based on visual observation or surname ▪ If the loan application was taken via telephone interview, fax, mail, e- mail or internet and the Borrower did not provide the ethnicity on the loan application, enter “Information Not Provided By Applicant In Mail Internet Or Telephone Application” Enter “Not Applicable” for non-individual Borrowers other than Living Trusts. 609.5 HMDA Ethnicity Refusal Indicator ▪ false ▪ true Enter “false” if the ethnicity information is provided. Enter “true” if the Borrower has refused to provide ethnicity information or has selected the checkbox on the loan application “I do not wish to provide this information” related to ethnicity. If the Borrower is a Living Trust, enter “true” if the
Freddie Mac Guide 6302.9
302-70 Data Required for All Borrowers Sort ID ULDD Data Point Valid Value Notes Underwritten Settlor has refused to provide ethnicity information or has selected the checkbox on the loan application “I do not wish to provide this information” related to ethnicity. If the Borrower is a “Native American Tribe Or Tribal Organization”, leave this data point blank. 608.3 HMDA Gender Type ▪ Applicant Selected Both Male And Female ▪ Female ▪ Information Not Provided Unknown ▪ Male ▪ Not Applicable Enter the gender as provided by the Borrower on the loan application. If the Borrower is a Living Trust, enter the gender as provided by the Underwritten Settlor on the loan application. For individual Borrowers and Underwritten Settlors (in the case of Borrowers that are Living Trusts): ▪ If the Borrower did not provide the gender and the loan application was taken by face-to-face interview (including electronic media with video component), enter the gender collected based on visual observation or name ▪ If the loan application was taken via telephone interview, fax, mail, e- mail or internet and the Borrower did not provide the gender, enter “Information Not Provided Unknown”.
Freddie Mac Guide 6302.9
302-71 Data Required for All Borrowers Sort ID ULDD Data Point Valid Value Notes Enter “Not Applicable” for non-individual Borrowers other than Living Trusts. 610.5 HMDA Race Type ▪ American Indian Or Alaska Native ▪ Asian ▪ Black Or African American ▪ Information Not Provided By Applicant In Mail Internet Or Telephone Application ▪ Native Hawaiian Or Other Pacific Islander ▪ Not Applicable ▪ White Enter the race as provided by the Borrower on the loan application. If the Borrower is a Living Trust, enter the race as provided by the Underwritten Settlor on the loan application. For individual Borrowers and Underwritten Settlors (in the case of Borrowers that are Living Trusts): ▪ This data point may be left blank if the Borrower did not report Sort ID 610.5-HMDA Race Type but has reported Sort ID 610.3-HMDA Race Designation Type, Sort ID 610.6-HMDA Race Type Additional Description, 610.21- HMDA Race Designation Other Asian Description, or 610.22-HMDA Race Designation Other Pacific Islander Description ▪ If the Borrower did not provide any race data and the loan application was taken by face-to-face interview (including electronic media with video component), enter the race collected based on visual observation or surname ▪ If the loan application was taken via telephone
Freddie Mac Guide 6302.9
302-72 Data Required for All Borrowers Sort ID ULDD Data Point Valid Value Notes interview, fax, mail, e- mail or internet, and the Borrower did not provide the race on the loan application, enter “Information Not Provided By Applicant In Mail Internet Or Telephone Application” Enter “Not Applicable” for non-individual Borrowers other than Living Trusts. 610.6 HMDA Race Type Additional Description For each Borrower, indicate any further designations reported on the loan application under “American Indian or Alaska Native - Enter name of enrolled or principal tribe”. If the Borrower is a Living Trust, for the Underwritten Settlor indicate any further designations reported on the loan application under “American Indian or Alaska Native - Enter name of enrolled or principal tribe”. For individual Borrowers and Underwritten Settlors (in the case of Borrowers that are Living Trusts): If the Borrower did not report the data on the loan application, leave this data point blank. If the Borrower is a “Native American Tribe Or Tribal Organization”, leave this data point blank. 610.2 HMDA Race Refusal Indicator ▪ false ▪ true Enter “false” if the race information is provided.
Freddie Mac Guide 6302.9
302-73 Data Required for All Borrowers Sort ID ULDD Data Point Valid Value Notes Enter “true” if the Borrower has selected the checkbox on the loan application “I do not wish to provide this information” related to race. If the Borrower is a Living Trust, enter “true” if the Underwritten Settlor has selected the checkbox on the loan application “I do not wish to provide this information” related to race. If the Borrower is a “Native American Tribe Or Tribal Organization”, leave this data point blank. 609.4 HMDA Ethnicity Collected Based On Visual Observation Or Surname Indicator ▪ false ▪ true For each Borrower, enter “true” if the ethnicity was collected based on visual observation or surname; otherwise enter “false”. If the Borrower is a Living Trust, enter “true” if the ethnicity of the Underwritten Settlor was collected based on visual observation or surname; otherwise enter “false”. If the Borrower is a “Native American Tribe Or Tribal Organization”, leave this data point blank. 608.1 HMDA Gender Collected Based On Visual Observation Or Name Indicator ▪ false ▪ true For each Borrower, enter “true” if the gender was collected based on visual observation or name; otherwise enter “false”. If the Borrower is a Living Trust, “enter true” if the gender of the Underwritten Settlor was collected based
Freddie Mac Guide 6302.9
302-74 Data Required for All Borrowers Sort ID ULDD Data Point Valid Value Notes on visual observation or name; otherwise enter “false”. If the Borrower is a “Native American Tribe Or Tribal Organization”, leave this data point blank. 610.1 HMDA Race Collected Based On Visual Observation Or Surname Indicator ▪ false ▪ true For each Borrower, “enter true” if the race was collected based on visual observation or surname; otherwise, enter “false”. If the Borrower is a Living Trust, enter “true” if the race of the Underwritten Settlor was collected based on visual observation or surname; otherwise, enter “false”. If the Borrower is a “Native American Tribe Or Tribal Organization”, leave this data point blank. 609.2 HMDA Ethnicity Origin Type ▪ Cuban ▪ Mexican ▪ Other ▪ Puerto Rican For each Borrower, indicate any further designations reported on the loan application under “Hispanic or Latino”. If the Borrower is a Living Trust, for the Underwritten Settlor indicate any further designations reported on the loan application under “Hispanic or Latino”. For individual Borrowers and Underwritten Settlors (in the case of Borrowers that are Living Trusts): ▪ If the Borrower did not report this data on the
Freddie Mac Guide 6302.9
302-75 Data Required for All Borrowers Sort ID ULDD Data Point Valid Value Notes loan application, leave this data point blank ▪ This data point may be left blank if the Borrower did not report Sort ID 609.2-HMDA Ethnicity Origin Type but has reported Sort ID 609.3- HMDA Ethnicity Origin Type Other Description If the Borrower is a “Native American Tribe Or Tribal Organization”, leave this data point blank. 609.3 HMDA Ethnicity Origin Type Other Description For each Borrower, indicate any further designations reported on the loan application under “Other Hispanic or Latino - Enter Origin”. If the Borrower is a Living Trust, for the Underwritten Settlor indicate any further designations reported on the loan application under “Other Hispanic or Latino - Enter Origin”. For individual Borrowers and Underwritten Settlors (in the case of Borrowers that are Living Trusts): If the Borrower did not report the data on the loan application, leave this data point blank. If the Borrower is a “Native American Tribe Or Tribal Organization”, leave this data point blank. 608.2 HMDA Gender Refusal Indicator ▪ false ▪ true Enter “false” if the gender information is provided.
Freddie Mac Guide 6302.9
302-76 Data Required for All Borrowers Sort ID ULDD Data Point Valid Value Notes Enter “true” if the Borrower has refused to provide gender information or has selected the checkbox on the loan application “I do not wish to provide this information” related to sex. If the Borrower is a Living Trust, enter “true” if the Underwritten Settlor has refused to provide gender information or has selected the checkbox on the loan application “I do not wish to provide this information” related to sex. If the Borrower is a “Native American Tribe Or Tribal Organization”, leave this data point blank. 610.3 HMDA Race Designation Type ▪ Asian Indian ▪ Chinese ▪ Filipino ▪ Guamanian Or Chamorro ▪ Japanese ▪ Korean ▪ Native Hawaiian ▪ Other Asian ▪ Other Pacific Islander ▪ Samoan ▪ Vietnamese For each Borrower, indicate any further designations reported on the loan application under “Asian” or “Native Hawaiian or Other Pacific Islander”. If the Borrower is a Living Trust, for the Underwritten Settlor indicate any further designations reported on the loan application under “Asian” or “Native Hawaiian or Other Pacific Islander”. For individual Borrowers and Underwritten Settlors (in the case of Borrowers that are Living Trusts): ▪ If the Borrower did not report this data on the