Freddie Mac Single-Family Seller/Servicer Guide 5605.10 — Special property appraisal requirements
Freddie Mac Single-Family Seller/Servicer Guide section 5605.10 — Special property appraisal requirements. Full verbatim section text, substring-verified against snapshot 5869ee9e606cd4ae.
Verbatim regulatory text
Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 5605.10 — Special property appraisal requirements — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
Freddie Mac Single-Family Seller/Servicer Guide 5605.10 — Special property appraisal requirements — PENDING VERSION, takes effect 2026-11-02
Not yet in force. This is the pending version of the section, which takes effect 2026-11-02. The other version on this page governs until then.
(Future effective date 11/02/26) This section contains requirements related to: ■ 2- to 4-unit properties ■ Condominium Units ■ Manufactured Homes ■ Leasehold estates ■ Cooperative Share Loans (a) 2- to 4-unit properties The following requirements and guidelines apply to completing a Traditional Appraisal Report for 2- to 4-unit properties. (i) Comparable rent data for 2- to 4-unit properties At least three comparable rentals must be analyzed in the “comparable rental analysis” section. The comparable rentals must: ■ Have current rental information ■ Be units similar to the subject property (ii) Rent schedule for 2- to 4-unit properties The rent schedule section contains the subject property’s current actual rents and the estimated market rents. The estimated market rents for the subject property must be supported in the appraisal report and must be consistent with the data presented throughout the report. (b) Condominium Units See Section 5701.8(a) for additional appraisal requirements for units in Condominium Projects. (c) Manufactured Homes See Section 5703.9 for additional appraisal requirements for Manufactured Homes. (d) Leasehold estates See Section 5704.2 for additional appraisal requirements for leasehold estates. (e) Cooperative Share Loans See Chapter 5705 for additional appraisal requirements for Cooperative Units.
Operationalizing Freddie Mac Single-Family Seller/Servicer Guide 5605.10 — Special property appraisal requirements
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Source of record: https://claudeforcompliance.com/regs/fhlmc-5605-10/
· register fhlmc-5605-10 · Claude for Compliance. Free to read and download;
see regulatory updates and methodology.