Freddie Mac Single-Family Seller/Servicer Guide 5601.7 — Seller verification of subject property Owner of Record
Freddie Mac Single-Family Seller/Servicer Guide section 5601.7 — Seller verification of subject property Owner of Record. Full verbatim section text, substring-verified against snapshot 5869ee9e606cd4ae.
Verbatim regulatory text
Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 5601.7 — Seller verification of subject property Owner of Record — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
Freddie Mac Single-Family Seller/Servicer Guide 5601.7 — Seller verification of subject property Owner of Record
This section contains requirements related to: ■ Verifying the Owner of Record ■ Investigating and documenting Owner of Record discrepancies (a) Verifying the Owner of Record The Seller must verify the information outlined in the table below: Owner of Record verification by transaction type Transaction type The Seller must verify: Purchase ■ The property seller listed on the sales contract is the Owner of Record of the subject property; or ■ If the transaction involves the sale of land separate from the dwelling, the property seller listed on the sales contract for the land is the Owner of Record for the land Refinance The Borrower is an Owner of Record of the subject property. Payoff of a land contract ■ The property seller is the vendor on the recorded land contract and the Owner of Record of the subject property; and ■ The Borrower is a vendee on the recorded land contract (b) Investigating and documenting Owner of Record discrepancies If the property seller for purchase transactions or the Borrower for refinance transactions is not the Owner of Record, the Seller must investigate the circumstances of the transaction to ensure the transaction is legitimate. If the Seller determines the transaction is legitimate, the Seller must retain in the Mortgage file documentation evidencing the verification or legitimacy of the transaction, which may include: ■ The appraiser’s analysis and conclusions in the appraisal report ■ A property sales history report ■ A copy of the recorded deed ■ A copy of a property tax bill ■ A copy of property title information indicating legal ownership of the property (e.g., title property report summary, title commitment or binder, attorney opinion of title letter)
Operationalizing Freddie Mac Single-Family Seller/Servicer Guide 5601.7 — Seller verification of subject property Owner of Record
This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.
To work from the whole rulebook rather than this one page: download the corpus — every register on this site, verbatim, each with its source snapshot and effective date — then follow the methodology. It asks your assistant to answer only from the downloaded text, cite the register id and effective date it used, and tell you when the corpus does not cover something instead of filling the gap from memory. Running it locally also means no one sees which regulations you are looking at.
Source of record: https://claudeforcompliance.com/regs/fhlmc-5601-7/
· register fhlmc-5601-7 · Claude for Compliance. Free to read and download;
see regulatory updates and methodology.