Freddie Mac Single-Family Seller/Servicer Guide 4607.13 — Property insurance for CHOICERenovation® Mortgages

fhlmc-4607-13

Freddie Mac Single-Family Seller/Servicer Guide section 4607.13 — Property insurance for CHOICERenovation® Mortgages. Full verbatim section text, substring-verified against snapshot 5869ee9e606cd4ae.

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source:
  type: regulation
  id: fhlmc-4607.13
  authority: Freddie Mac Single-Family Seller/Servicer Guide 4607.13 — Property insurance for CHOICERenovation® Mortgages
  description: Freddie Mac Single-Family Seller/Servicer Guide section 4607.13 — Property insurance for CHOICERenovation® Mortgages. Full verbatim section text, substring-verified against snapshot 5869ee9e606cd4ae.
  effective_date: '2024-10-02'
obligations:
  - id: fhlmc-4607.13-full
    canonical_id: fhlmc-4607.13-full
    section: Freddie Mac Single-Family Seller/Servicer Guide 4607.13 — Property insurance for CHOICERenovation® Mortgages
    description: CHOICERenovation® Mortgages must meet the property insurance requirements in Chapter 4703. Insurance coverage may need to be adjusted during the course of renovations and/or upon completion of all renovations based on the “as completed” value of the property (as determined by the appraiser pursuant to Section 4607.8) to meet the property insurance requirements in Chapter 8202.
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    primary_source:
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      authority: Freddie Mac Single-Family Seller/Servicer Guide 4607.13 — Property insurance for CHOICERenovation® Mortgages
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      snapshot_id: 4c94f67729042dd6
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      paragraph_quote: CHOICERenovation® Mortgages must meet the property insurance requirements in Chapter 4703. Insurance coverage may need to be adjusted during the course of renovations and/or upon completion of all renovations based on the “as completed” value of the property (as determined by the appraiser pursuant to Section 4607.8) to meet the property insurance requirements in Chapter 8202.
      drafter_attestation: Verbatim from Freddie Mac Seller/Servicer Guide 4607.13, snapshot 4c94f67729042dd6; substring-verified against the snapshot (raw projection) on 2026-08-23.
      verbatim_gate: raw
      fhlmc_effective_date: '2024-10-02'
    fhlmc_effective_date: '2024-10-02'

Verbatim regulatory text (1)

Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 4607.13 — Property insurance for CHOICERenovation® Mortgages — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Freddie Mac Single-Family Seller/Servicer Guide 4607.13 — Property insurance for CHOICERenovation® Mortgages

Effective 2024-10-02 · Freddie Mac's stamp for this section

CHOICERenovation® Mortgages must meet the property insurance requirements in Chapter 4703. Insurance coverage may need to be adjusted during the course of renovations and/or upon completion of all renovations based on the “as completed” value of the property (as determined by the appraiser pursuant to Section 4607.8) to meet the property insurance requirements in Chapter 8202.

Source: Freddie Mac Single-Family Seller/Servicer Guide 4607.13 — Property insurance for CHOICERenovation® Mortgages · source URL · snapshot 4c94f67729042dd6

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