Freddie Mac Single-Family Seller/Servicer Guide 4502.9 — Title insurance requirements for Community Land Trust Mortgages

fhlmc-4502-9

Freddie Mac Single-Family Seller/Servicer Guide section 4502.9 — Title insurance requirements for Community Land Trust Mortgages. Full verbatim section text, substring-verified against snapshot 5869ee9e606cd4ae.

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Verbatim regulatory text (1)

Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 4502.9 — Title insurance requirements for Community Land Trust Mortgages — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Freddie Mac Single-Family Seller/Servicer Guide 4502.9 — Title insurance requirements for Community Land Trust Mortgages

Effective 2025-03-05 · Freddie Mac's stamp for this section

Community Land Trust Mortgages must be insured by a title insurance policy or a policy and endorsements that meet the requirements of Chapter 4702. The title insurance policy or an endorsement to the policy must ensure the following: ■ The Community Land Trust Ground Lease or ground lease memorandum was recorded ■ Form 490, Community Land Trust Ground Lease Rider, was recorded ■ The Community Land Trust Mortgage is a First Lien on the leasehold estate and the improvements ■ There are no existing mortgages, loans or other liens on the fee estate, except as may be permitted under Form 490 ■ The Community Land Trust Ground Lease reversionary interest is subordinate to the Community Land Trust Mortgage; and ■ There are no related Community Land Trust Ground Lease occupancy and resale restrictions, covenants or agreements that are valid, existing or effective as of the date of the policy except as may be permitted under Form 490

Source: Freddie Mac Single-Family Seller/Servicer Guide 4502.9 — Title insurance requirements for Community Land Trust Mortgages · source URL · snapshot 4c94f67729042dd6

Operationalizing Freddie Mac Single-Family Seller/Servicer Guide 4502.9 — Title insurance requirements for Community Land Trust Mortgages

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

To work from the whole rulebook rather than this one page: download the corpus — every register on this site, verbatim, each with its source snapshot and effective date — then follow the methodology. It asks your assistant to answer only from the downloaded text, cite the register id and effective date it used, and tell you when the corpus does not cover something instead of filling the gap from memory. Running it locally also means no one sees which regulations you are looking at.

Source of record: https://claudeforcompliance.com/regs/fhlmc-4502-9/ · register fhlmc-4502-9 · Claude for Compliance. Free to read and download; see regulatory updates and methodology.