Freddie Mac Single-Family Seller/Servicer Guide 4302.2 — Acceptable refinance practices
Freddie Mac Single-Family Seller/Servicer Guide Section 4302.2 — Acceptable refinance practices.
Verbatim regulatory text
Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 4302.2 — Acceptable refinance practices — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
Freddie Mac Single-Family Seller/Servicer Guide 4302.2 — Acceptable refinance practices
This section contains requirements related to: ■ Advertising and solicitation ■ Advertising and other communications with Borrowers (a) Advertising and solicitation The Seller may target Mortgages owned or securitized by Freddie Mac for the Refi Possible® offering, provided that the Borrower’s income is less than or equal to 100% of the Area Median Income and the Seller simultaneously applies the same advertising and solicitation activities with respect to Borrowers with Mortgages owned or securitized by Fannie Mae. (b) Advertising and other communications with Borrowers If a Seller chooses to reach out to Borrowers and the Seller’s communication includes a reference to Freddie Mac, then the communication must also include the following (or substantively similar) verbiage: ■ Freddie Mac and Fannie Mae have adopted a new refinance option for Mortgages to Borrowers with incomes at or below 100% of the Area Median Income. If your Mortgage is owned or guaranteed by either Freddie Mac or Fannie Mae, you may be eligible to refinance your Mortgage under one of these refinance options. ■ You can determine whether your Mortgage is owned by Freddie Mac by checking Freddie Mac’s website at https://myhome.freddiemac.com/resources/loanlookup
Operationalizing Freddie Mac Single-Family Seller/Servicer Guide 4302.2 — Acceptable refinance practices
This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.
To work from the whole rulebook rather than this one page: download the corpus — every register on this site, verbatim, each with its source snapshot and effective date — then follow the methodology. It asks your assistant to answer only from the downloaded text, cite the register id and effective date it used, and tell you when the corpus does not cover something instead of filling the gap from memory. Running it locally also means no one sees which regulations you are looking at.
Source of record: https://claudeforcompliance.com/regs/fhlmc-4302-2/
· register fhlmc-4302-2 · Claude for Compliance. Free to read and download;
see regulatory updates and methodology.