Freddie Mac Single-Family Seller/Servicer Guide 1302.6 — Document retention and destruction
Freddie Mac Single-Family Seller/Servicer Guide Section 1302.6 — Document retention and destruction.
Verbatim regulatory text
Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 1302.6 — Document retention and destruction — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
Freddie Mac Single-Family Seller/Servicer Guide 1302.6 — Document retention and destruction
Seller/Servicers must have written data retention and destruction policies and procedures which contain minimum requirements to comply with applicable corporate, regulatory and legal standards. The policies and procedures must include the following: ■ Identification or definition of the electronic or other information which are subject to the policies, including how to handle electronic or other information that is, or may be, subject to a legal or litigation-related hold ■ A data storage, retention and destruction schedule ■ Clearly defined criteria for destruction of electronic or other information, regardless of the form in which the information is stored ■ Destruction methodology, including a process for logging and certifying such destruction has been completed When electronic or other information is destroyed in accordance with Seller/Servicer’s corporate policies in the ordinary course, or at Freddie Mac’s direction, such information must be rendered unreadable and incapable of being re-created. Paper records must be properly and securely destroyed, and Seller/Servicer must retain evidence of destruction. Upon request, Seller/Servicers will provide to Freddie Mac certificates of destruction or other evidence demonstrating the fact, time and manner of destruction, be it electronic, paper, hard drive or other media, which contained the destroyed information. Such certification or evidence is in addition to any other obligations that Seller/Servicer may have with respect to the destroyed information, including without limitation pursuant to Section 1301.3.
Operationalizing Freddie Mac Single-Family Seller/Servicer Guide 1302.6 — Document retention and destruction
This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.
To work from the whole rulebook rather than this one page: download the corpus — every register on this site, verbatim, each with its source snapshot and effective date — then follow the methodology. It asks your assistant to answer only from the downloaded text, cite the register id and effective date it used, and tell you when the corpus does not cover something instead of filling the gap from memory. Running it locally also means no one sees which regulations you are looking at.
Source of record: https://claudeforcompliance.com/regs/fhlmc-1302-6/
· register fhlmc-1302-6 · Claude for Compliance. Free to read and download;
see regulatory updates and methodology.