24 CFR §200.82 — Maturity

fha-24cfr-200-82

HUD / FHA Multifamily · a federal regulation, 24 CFR Part 200, Subpart A—Requirements for Application, Commitment, and Endorsement Generally Applicable to Multifamily and Health Care Facility Mortgage Insurance Programs; and Continuing Eligibility Requirements for Existing Projects. It governs FHA's multifamily programs, not the Single Family Housing Policy Handbook 4000.1. Text as of eCFR 2026-10-09.

24 CFR §200.82, Maturity. An FHA multifamily program rule in Subpart A—Requirements for Application, Commitment, and Endorsement Generally Applicable to Multifamily and Health Care Facility Mortgage Insurance Programs; and Continuing Eligibility Requirements for Existing Projects of 24 CFR Part 200 (Introduction to FHA Programs).

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Verbatim regulatory text (3)

Verbatim provisions from 24 CFR §200.82 — Maturity — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

24 CFR §200.82 — Maturity

The mortgage shall have a maturity satisfactory to the Commissioner, and shall contain complete amortization or sinking-fund provisions satisfactory to the Commissioner.

Source: 24 CFR §200.82 — Maturity · source URL · snapshot ebf9f19d1db80e4f

24 CFR §200.82(a)

(a) The maximum mortgage term may not exceed the lesser of: (1) Any limits included under the applicable section of the Act. (2) Thirty-five years for existing projects, except that the mortgage term may be up to 40 years under terms and conditions established by the Commissioner, and 40 years for proposed construction and substantial rehabilitation projects. (3) Seventy-five percent of the estimated remaining economic life of the physical improvements.

Source: 24 CFR §200.82(a) · source URL · snapshot ebf9f19d1db80e4f

24 CFR §200.82(b)

(b) The minimum mortgage term shall not be less than 10 years.

Source: 24 CFR §200.82(b) · source URL · snapshot ebf9f19d1db80e4f

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Source of record: https://claudeforcompliance.com/regs/fha-24cfr-200-82/ · register fha-24cfr-200-82 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.